Are Implants by a Dentist in Lawnside Covered by Insurance?

by | Feb 27, 2014 | Dentistry

Although dental care has significantly improved over the years, many people still suffer the pain and embarrassment of losing teeth. Replacement teeth have come a long way since the time of George Washington’s wooden dentures, and you can restore the form and function of those lost teeth by getting Dental Implants. However, the cost of one implant can be as much as $6,000, leading many people to wonder if their insurance plans will cover the cost of having a Dentist in Lawnside do the procedure.

The short answer is no. A tooth implant is considered a cosmetic procedure, so a regular dental insurance company is unlikely to pay the cost of having teeth replaced this way. This means you will have to pay for the procedure out of your own pocket. In some cases, though, a health insurance plan may cover the cost of dental implants, but this depends on the cause of the tooth loss. For example, the insurance company may foot the bill if the teeth are being replaced as part of facial reconstruction procedure following an accident.

While there aren’t any insurance plans or riders you can buy to cover implants, there are dental discount plans you can sign up for that may net you a discount on the fees. These plans can cost up to $100 per year which may get you an up to 25% discount on the cost of implants. That’s a $1,500 savings on a $6,000 procedure. Before signing up, though, be certain the Dentist in Lawnside accepts the discount plan and the amount of the discount you qualify for.

Lastly, you can also use the money in your flexible spending account (FSA) to pay for dental implants. A flexible spending account is money funded by your pre-tax earnings. Depending on your tax bracket, contributing to an FSA can reduce you income taxes by as much as 30%. If you have to pay for implants using your own money, this is one way to make it more affordable.

Don’t suffer the embarrassment of missing teeth. Talk to a Dentist in Lawnside about affordable replacement options. Visit at – Cherry Hill Family Dental

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